By accessing and using Capitalo, you confirm that you meet the legal age requirement in your jurisdiction (minimum 18 years) and possess the legal capacity to enter into binding agreements.

Capitalo operates as a private algorithmic investment platform, accessible exclusively to registered members and individuals expressly invited by them. Each financial interaction constitutes a private arrangement between the platform and the member.

This private nature exempts the platform from registration under public securities regulations, including but not limited to the US Securities Act of 1933, the Securities Exchange Act of 1934, and the Investment Company Act of 1940. Capitalo is not a bank, brokerage firm, or FDIC-insured entity, nor does it hold relevant financial licenses.

All communications, analytical data, and materials provided by Capitalo constitute confidential, unsolicited information intended solely for the recipient member. They must not be interpreted as a public investment offer or solicitation, particularly where such activities are restricted by law.

We implement robust data protection protocols. Member information is used exclusively for platform operations and is not shared with unauthorized third parties. However, Capitalo cannot assume liability for data loss arising from unforeseen technical circumstances.

Members participate at their own discretion and risk. Historical performance metrics are provided for informational purposes only and do not constitute a guarantee of future results. All platform content—including market analyses, forecasts, and educational materials—is designed for informational use and should not be considered personalized financial advice.

To ensure platform integrity and member security, Capitalo retains the unilateral right to modify terms, rate structures, commission policies, and operational rules without prior notice. It is the member's responsibility to periodically review the current agreement.

Capitalo disclaims liability for damages, losses, or costs incurred due to a member's violation of these terms or misuse of the platform. Members are required to comply with all applicable local, national, and international laws while using our services.

Prior to posting negative feedback on public forums or review platforms, members must first contact our administration to resolve any disputes. Many issues stem from technical misunderstandings that can be promptly clarified.

We maintain a zero-tolerance policy towards SPAM and unsolicited commercial communications. Violators will face immediate and permanent termination of membership without refund.

Capitalo exercises sole discretion in accepting or declining membership applications and is not obligated to provide explanations for such decisions.

Proceeding with registration and use of the platform constitutes your full acceptance of these terms. If you do not agree, please discontinue access immediately.